Unsecured/Signature Loans
This type of loan is made to qualified individuals for many purposes. No collateral is needed and repayment terms are flexible.Automobile/Recreation Vehicle Loan
Finance the purchase of a new or used vehicle, snowmobile, camper, motorcycle, ATV or boat and borrow from 75% to 90% of the purchase price. We offer attractive interest rates and flexible repayment terms.CD Loans
Use your certificate of deposit (CD) as collateral for a loan and borrow up to 100% of the value of the CD. Repayment schedules are flexible and interest rates are determined by the rate you earn on your certificate of deposit account.
Services to make your life easier
Save time and money; make fewer trips to the bank. We know you have better things to do!
Borrow up to 100% of your CD
Using your CD as loan collateral is easy, with flexible repayment schedules & interest based on your CD rate.
Savings Made Simple
Unlimited debit card usage, no fees at Farmers & Merchants Bank ATMs, and best yet -- earns Interest on your daily balance!